FHA Eligibility for DACA Recipients


January 21, 2021 By: Sehar Siddiqi

As of January 19, 2021, persons classified under Deferred Action for Childhood Arrivals, or DACA, program are eligible for FHA insured mortgages.

Requirements for potential DACA borrowers include:

  • the property will be the borrower’s principal residence;
  • the borrower has a valid Social Security Number (SSN), except for those employed by the World Bank, a foreign embassy, or equivalent employer identified by HUD;
  • the borrower is eligible to work in the U.S., as evidenced by the Employment Authorization Document issued by the USCIS; and
  • the borrower satisfies the same requirements, terms, and conditions as those for U.S. citizens.

There are close to 650,000 DACA recipients in the U.S. today.

FHA Announcement on DACA Borrowers